Auto Insurance Discount: Progressive Snapshot
Progressive has a discount program available that you may be interested in to save some money on your auto insurance. It’s called Snapshot and involves either downloading an app to your smartphone or installing a small device that monitors driving habits such as hard brakes, driving duration, time of day, hard accelerations, and trip regularity.
For new Progressive customers, you can receive up to a 10% discount just for signing up and the discount you earn will stay on for the life of your policy.
Please contact us if you would like to discuss or receive some additional information.
Progressive Snapshot Program FAQs
Typically, car insurance rates are based on a variety of factors related to your driving history or the histories of drivers who are similar to you. Snapshot prices your insurance differently and personalizes your insurance rate based on your actual driving (called usage-based car insurance insurance). The better you drive, the more you can save.
Snapshot collects information about how you drive, how much you drive, and when you drive. If you're using the Snapshot Mobile app, details about your handheld phone use behind the wheel will also be collected. While location data is collected as well, it doesn't impact the Snapshot results you earn, but may be used for underwriting purposes. We're committed to keeping your driving information secure.
Snapshot measures a variety of factors related to your driving, including the time of day you drive, sudden changes in speed (hard brakes and rapid accelerations), the amount you drive, and, for customers using the mobile app in some states, how you're using your mobile phone while driving.
Most Snapshot customers earn a discount based on their safe driving. However, riskier driving based on these factors indicate a greater likelihood of being in an accident and may result in a higher rate at renewal — depending on the state you live in and when you signed up for Snapshot.
See Progressive's state details page for more information.
Look for regular email updates showing your progress during the Snapshot program. You can also log in to your policy at any time to see how you're doing. When you have completed monitoring, you'll get an email with your Snapshot results and information on sending back the plug-in device or deleting the mobile app.
Yes. If you decide Snapshot isn't right for you, you can opt out at any time. If you received a Snapshot participation discount when you purchased your policy, you lose that discount when you opt out of the program. Additionally, in some states and situations, if you opt out more than 45 days after enrollment, you may receive a surcharge to your policy at the next renewal.
Progressive has a great Frequently Asked Questions page where you can learn more about the program.
Call or text Flury-Hinderks Insurance Agency and we would be happy to review the program with you and answer any questions.
Ready to Get Started?
Flury-Hinderks Insurance can help you find the right auto insurance policy. Contact one of our helpful team members or start your quote online today.
